Tuesday, September 23, 2008

Fixin' to get buried?

I was just listing out some of the "to - do " items here at work and I have a feeling I'm fixin' to get f-ing buried here. I guess the key is to keep focused on the end of the process, and work on upgrading everything in between.

Not lots else to discuss. LSU vs. MSU this weekend, looking forward to it in a big way. Can't decide if we should try to have the girl children sleep over at the babysitters, but it's an option. We should stomp them, but I'm worried about the teams focus after the big game at Auburn and with Florida in 2 weeks.

Not going to work on the Jeep tonight, but I'm targeting Thursday as of right now. Tonight is the premier of "NCIS", which is a fave of mine. I'm also planning on testing out the new show "The Mentalist". I'm a sucker for clever dramas, where people use their brains instead of just punching someone. Of course, I also like the big budget action movies where people just get punched too, so I guess I'm not completely consistent.

Still hating the "bailout". See below the e-mail exchange between my sister and I yesterday regarding the bailout, and our potential plan to deal with it. Note that it is newest mails first, so you have to read from the bottom up for it to make sense. Sorry, but I don't have time to cut and paste the oldest on top.....I particularly like the public shaming, the credit counseling and the mandatory attendance at timeshare sales seminars.


Sister: Sweet. I am in. Been reading up on it, sounds like a good pick. I for one, welcome our new Costa Rican overlords.
http://en.wikipedia.org/wiki/Costa_Rica>>>


Me: I don't think it would take that long. We buy all the classes on credit, then just don't pay the bill when it comes because we've moved to Costa Rica and left no forwarding address. In fact, we sell out homes and don't pay the mortgage, take huge cash advances on credit cards and leave town with as much cash as we can beg, borrow or steal. It's okay, because the bank will go crying to the feds for some of the $700B, and then it will get paid back..just not by us.


Sister: Wow - Timeshares? Now that is just cruel. But I am okay with it.

I thought the credit counseling idea was good, since they added that extra little bit of humiliation in when they "reformed" the bankruptcy law. Another fun little tidbit on the bankruptcy "reform" - used to be that people would come out of bankruptcy and be able to keep their house. Now that it is so much more difficult for people to file and get rid of credit card debt, they are actually walking away from their mortgages so they can pay off all that fun credit card debt that those irresponsible welfare moms ran up. That's making the "mortgage crisis" worse. Anecdotally, according to Dad, most of the individual bankruptcies he filed where not people being stupid, it was people faced with lost jobs and medical crises. Irresponsible losers.

How long do you think it would take to learn the Spanish for the Costa Rica?

Can you tell I am a little irritated about this?


Me: Dang, you are on a roll today. The credit counseling class is also an excellent idea. May I suggest that they be forced to attend a series of "finance 101" seminars put on at various universities? In fact, they could also be forced to attend multiple timeshare sales pitches too, so they can develop a BS detector.


Sister: Old shrimp are quite stinky. I like it. Just for extra fun, I think they should also be made to take a "credit counseling" class, just like the individuals who declare bankruptcy now.

The world really is "confused" right now - liberal advocacy groups mobilize to stop bailout package? Shouldn't that be the other way around?
http://blogs.wsj.com/washwire/2008/09/22/groups-mobilize-to-stop-bailout-package/


Me: I think I'll use a combination of crabs and shrimp, with possibly some old meatloaf or something, just to keep a little of a Midwestern feel to it. (Since I live in some weird version of the Midwest down here)


Sister: Well duh! Of course! Would you like for me to send you some rotten crawfish heads, or do you think you can find some fish heads/crab remnants that will do? If you get crab remnants, make sure they are good and covered in pepper so they burn.


Me: I have to say I REALLY like the idea of a public shaming..can we put them in stockades?


Sister: I have now also decided that we should bring back the stocks. All corporations buying into the bailout must send their CEO for a public shaming. I plan to throw rotten tomatoes and crawfish heads.

Me: At least you can plant a garden..not very many food plant grow in sand.


Sister: You are right! I better get that victory garden going in the backyard . .

Me: The only problem is they'll probably lay us off before we're 85 so they can outsource the job back to China


Sister: as I was driving back from lunch, I realized exactly how prescient Arte's songwriting was, now if we could only figure out a way to make some money on that:

They changed my adjustable rate mortgage
They changed my adjustable rate mortgage
Payments so high!
Escrow's a lie!
Payments so high!
Escrow's a lie!

We now need a second verse involving something about our 401k's tanking and now we will work for our Chinese overlords until we are 85, the end

Me: What we need, is something like one of the avatars off of Tigerdroppings. It says "I support single moms" and has an outline of a woman dancing on a pole. We need something like that for the banking industry. Maybe "I support banking" with a pic of a banker in a 3-piece pulling Uncle Sam's pants down.
Just a thought.


Sister: I did see that - didn't Saudi princes buy a big chunk of Citigroup? I have actually been paying attention to all this crap. I am now going to start referring to wall street types as "those damn welfare moms constantly with their hands out.

ME: Welcome. Unfortunately, this has been going on for a year.you should also check for the investments by the middle eastern governments. They are selling us the oil, then using the profits to buy Wall Street.



Sister: I would like to welcome our new Japanese and Chinese overlords:

http://www.reuters.com/article/americasMergersNews/idUST13048620080922>>>

ME:
In a nutshell, yes.
I will continue to pay my also responsible mortgage on my larger and newer, but somehow apparently still overpriced house. For once, I find myself with a growing love of stupid and/or impractical proposals being floated by the Dems right now about limiting CEO pay if they take advantage of the lifeline. Screw 'em. I'm about to get populist on their A$$.

I did a little math, and here are some other things that we could do with $700,000,000,000 (damn that's a lot of zeros.) I'm not exactly sure what the population of the US is these days, but I used 300,000,000. Therefore, you could give every person in the US $2,300, which would increase my household wealth by almost $10,000.

You could buy 1,000,000 houses @ an average price of $500,000 for the bargain price of $500,000,000,000. Then you could use the remaining $200,000,000,000 to tear them all down. This would result in thousands of construction jobs in the tear downs alone, plus the reduction in inventory can't help but have a beneficial effect on home pricing (supply and demand, right?) I mean according to the admittedly somewhat squirrelly numbers I just pulled off Google, that's almost 6% of the total for sale homes.

Or, (this is my favorite option) they could just write me a check for $257,000 and I'll pay off my mortgage. Screw everyone else. Okay, I guess they can write you a check too. After that, we'll sit back and fiddle (ancient Rome reference) while the country collapses.

Also, I guess we won't be fixing Social Security this century. I'm thinking of learning Spanish and moving to Costa Rica.



Sister: Me too. I have been doing a lot of reading just trying to understand what exactly the h*ll is going on, cause this is a little complicated for my feeble mind. So basically, I get to continue paying my responsible mortgage on my little tiny 50's ranch house (that I can afford) because a bunch of banks gave sh!tty loans to irresponsible people who they knew couldn't afford to repay them, so now my tax dollars are going to be spent buying said sh!tty loans so the CEO's of the banks and mortgage brokers can continue to fly on their jets, and now I will never live in River Ranch, or something like that?>>> "

Me: In short, I think it's a bad idea. The long answer won't make it past the anti-swearing wall.

Sister: So what do you think About the bailout??

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